A Business HELOC gives qualified business owners access to a revolving line of credit backed by available equity in qualifying real estate. Instead of taking out a traditional lump-sum business loan, you can access funds as needed, repay what you borrow, and potentially reuse your available credit during the draw period.
Whether you need capital for working capital, inventory, equipment, payroll, marketing, renovations, or business expansion, a Business HELOC can provide the flexibility to access funding when your business needs it.
01 | Property & Equity Review
The lender evaluates the qualifying property, available equity, and any existing liens. Assess available equity in qualifying real estate.
02 | Business & Credit Review
Credit profile, business financials, revenue, cash flow, and other underwriting factors may be considered to determine eligibility.
03 | Access Your Credit Line
Once approved, draw from the available credit as business needs arise rather than taking the entire amount upfront and with flexibility
04 | Repay & Reuse
Repay what you borrow and potentially access available credit again during the applicable draw period, subject to the lender’s terms.
Explore your Business HELOC options and see how available property equity could provide flexible capital for your business.